End of the Year Planning:

Tax Review: Are you itemizing or using the standard deduction: Organize your expenses/receipts if you are not currently doing. Check on your charitable gifts and medical expenses 

Investment Portfolio Review: Review your 401ks, IRAs and other retirement accounts. Ask questions? Know how your money is working for you. 

Budget Review: How did you budget from month to month this year? Did you do well, or you have opportunities to make some changes to improve your financial health? 

Last few months of the year, we tend to spend alot of money because of holidays, celebrations, and gifts. Have a plan so you won't overspend or go in debt. And it's okay to do things for people without breaking the bank!

* December alone, Americans spend an average of $430 Billion on retail which is way more than any other month 

Gift a Financial Coaching Session

For only $25 you can gift a 30-minute session to someone

Best gift is education, a gift that keeps on giving

Gift a Budget Certificate

For only $25 a budget is drafted up to help you start a more organized and financial journey